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Calculator · Money and loans

Personal net worth statement

This tool prepares a statement of personal assets and liabilities and works out the net worth by deducting liabilities from assets. It is used by individuals who plan finances, apply for loans or prepare disclosures. You need to enter the value of liquid and fixed assets, investments, property and your loans, and the result shows the total assets, the total liabilities and the net worth.

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How to use this calculator

  1. Enter the value of liquid and fixed assets, investments, property and your loans.
  2. Choose the asset and liability categories to match your situation.
  3. Read the total assets, the total liabilities and the net worth in the result.

Values are as entered by you and are not valued independently; update them from time to time.

The result is an estimate for the figures you enter. It is not a filed return, a certificate or professional advice. Rates, thresholds and section numbers change with each Finance Act, and the Income-tax Act, 2025 applies from 1 April 2026 with new section and form numbers.

For the related work, see Income tax return (ITR) filing.

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Sources

Last reviewed: . General information only. Check the official source or speak to a Chartered Accountant before acting on a result.

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