How to use this calculator
- Enter the deposit amount, the interest rate, the tenure and your slab rate.
- Choose the compounding frequency and your tax rate to match your situation.
- Read the maturity amount, the interest, the tax and the post-tax yield in the result.
Interest is taxed every year as it accrues, even if paid at maturity; use the rate quoted by your bank.
The result is an estimate for the figures you enter. It is not a filed return, a certificate or professional advice. Rates, thresholds and section numbers change with each Finance Act, and the Income-tax Act, 2025 applies from 1 April 2026 with new section and form numbers.
For the related work, see Income tax return (ITR) filing.
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