How to use this calculator
- Enter your age, retirement age, current expenses, inflation rate and expected return.
- Choose the inflation and return assumptions to match your situation.
- Read the corpus needed, the monthly saving required and the years remaining in the result.
The result depends on assumptions about inflation and return; revise them from time to time.
The result is an estimate for the figures you enter. It is not a filed return, a certificate or professional advice. Rates, thresholds and section numbers change with each Finance Act, and the Income-tax Act, 2025 applies from 1 April 2026 with new section and form numbers.
For the related work, see Income tax return (ITR) filing.
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