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Calculator · Money and loans

Investment returns calculator

This tool projects the value of a step-up SIP, PPF deposits, a fixed deposit and an NPS corpus over the chosen period. It is used by savers planning long-term goals. You need to enter the amount invested, the expected rate of return and the number of years, and the result shows the maturity value, the amount invested and the gain.

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How to use this calculator

  1. Enter the amount invested, the expected rate of return and the number of years.
  2. Choose the type of investment and the frequency of investment to match your situation.
  3. Read the maturity value, the amount invested and the gain in the result.

Returns are assumed and not certain; rates of PPF and fixed deposits change from time to time.

The result is an estimate for the figures you enter. It is not a filed return, a certificate or professional advice. Rates, thresholds and section numbers change with each Finance Act, and the Income-tax Act, 2025 applies from 1 April 2026 with new section and form numbers.

For the related work, see Income tax return (ITR) filing.

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Sources

Last reviewed: . General information only. Check the official source or speak to a Chartered Accountant before acting on a result.

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