How to use this calculator
- Enter the present cost of the course, the child's age, the years to start and the expected return.
- Choose the inflation and return assumptions to match your situation.
- Read the future cost, the corpus needed and the monthly saving in the result.
Education costs vary widely; use realistic inflation and return figures and revise them from time to time.
The result is an estimate for the figures you enter. It is not a filed return, a certificate or professional advice. Rates, thresholds and section numbers change with each Finance Act, and the Income-tax Act, 2025 applies from 1 April 2026 with new section and form numbers.
For the related work, see Income tax return (ITR) filing.
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