How to use this calculator
- Enter the grams, the issue value per gram, the sale value per gram, the holding months and your slab rate.
- Choose the holding period and the mode of exit to match your situation.
- Read the interest, the capital gain and the tax in the result.
The tax treatment depends on whether the bond is redeemed at maturity or sold in the market.
The result is an estimate for the figures you enter. It is not a filed return, a certificate or professional advice. Rates, thresholds and section numbers change with each Finance Act, and the Income-tax Act, 2025 applies from 1 April 2026 with new section and form numbers.
For the related work, see Income tax return (ITR) filing.
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