How to use this calculator
- Enter the deposit amount, the rate of interest and the term.
- Choose the deposit amount and whether you extend to match your situation.
- Read the quarterly interest, the total interest and the maturity amount in the result.
The interest is taxable and TDS applies above a limit; the deposit limit is set by the scheme.
The result is an estimate for the figures you enter. It is not a filed return, a certificate or professional advice. Rates, thresholds and section numbers change with each Finance Act, and the Income-tax Act, 2025 applies from 1 April 2026 with new section and form numbers.
For the related work, see Income tax return (ITR) filing.
Related calculators
- PPF maturity calculatorCalculate the maturity value of a Public Provident Fund account, including the 15-year term and extensions. Uses the figures you enter.
- Taxable provident fund interest calculatorWork out the taxable interest on employee provident fund contributions above the annual limit. Uses the figures you enter.
- Sukanya Samriddhi Yojana calculatorEstimate the balance and maturity value of a Sukanya Samriddhi account for the girl child over the full term. Uses the figures you enter.
- Retirement corpus calculatorEstimate the corpus needed at retirement to meet expenses that rise with inflation, using a replacement ratio.
- Children's education corpus calculatorProject the future cost of a degree with education inflation and estimate the monthly saving needed to reach it.
- Life insurance need calculatorEstimate the life cover needed with the human life value and DIME methods, to help size a term insurance cover.
- Personal net worth statementPrepare a statement of your assets and liabilities to see your net worth at a point in time. Uses the figures you enter.
- Investment returns calculatorProject the value of a SIP, PPF, fixed deposit or NPS investment over your chosen period. Uses the figures you enter.
All money and loans calculators