How to use this calculator
- Enter the monthly contribution, the age, the expected return and the annuity share.
- Choose the annuity share and the return to match your situation.
- Read the corpus, the lump sum, the annuity and the monthly pension estimate in the result.
Returns and annuity rates are not fixed; confirm the withdrawal rules in force at retirement.
The result is an estimate for the figures you enter. It is not a filed return, a certificate or professional advice. Rates, thresholds and section numbers change with each Finance Act, and the Income-tax Act, 2025 applies from 1 April 2026 with new section and form numbers.
For the related work, see Income tax return (ITR) filing.
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