How to use this calculator
- Enter the yearly deposit, the rate of interest, the year of opening and the extensions.
- Choose the deposit pattern and the extension to match your situation.
- Read the balance each year, the interest earned and the maturity value in the result.
The rate is notified each quarter by the Government; deposit within the permitted limits.
The result is an estimate for the figures you enter. It is not a filed return, a certificate or professional advice. Rates, thresholds and section numbers change with each Finance Act, and the Income-tax Act, 2025 applies from 1 April 2026 with new section and form numbers.
For the related work, see Income tax return (ITR) filing.
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