How to use this calculator
- Enter the annual CTC, the proposed component split and your investments.
- Choose the regime and the component amounts to match your situation.
- Read the monthly take-home pay, the annual tax and a comparison of both regimes in the result.
Employer contribution and perquisite treatment vary by employer policy; check your offer letter for the actual structure.
The result is an estimate for the figures you enter. It is not a filed return, a certificate or professional advice. Rates, thresholds and section numbers change with each Finance Act, and the Income-tax Act, 2025 applies from 1 April 2026 with new section and form numbers.
For the related work, see Income tax return (ITR) filing.
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