How to use this calculator
- Enter the commuted amount, the percentage commuted and whether gratuity is received.
- Choose whether you are a government employee to match your situation.
- Read the exempt part and the taxable part of the lump sum in the result.
The exemption differs for government and other employees; confirm your employer category.
The result is an estimate for the figures you enter. It is not a filed return, a certificate or professional advice. Rates, thresholds and section numbers change with each Finance Act, and the Income-tax Act, 2025 applies from 1 April 2026 with new section and form numbers.
For the related work, see Income tax return (ITR) filing.
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