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Calculator · Direct tax

Reverse tax calculator for target take-home

This tool works backwards from a target take-home amount to the gross salary needed, after tax and statutory deductions. It is used by employees negotiating pay and employers planning offers. You need to enter the target net pay and the deductions or exemptions you expect, and the result shows the estimated gross salary and the tax at that level.

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How to use this calculator

  1. Enter the target net pay and the deductions or exemptions you expect.
  2. Choose the regime and the period of the target to match your situation.
  3. Read the estimated gross salary and the tax at that level in the result.

This is an iterative estimate; actual take-home depends on the structure of pay and employer policy.

The result is an estimate for the figures you enter. It is not a filed return, a certificate or professional advice. Rates, thresholds and section numbers change with each Finance Act, and the Income-tax Act, 2025 applies from 1 April 2026 with new section and form numbers.

For the related work, see Income tax return (ITR) filing.

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Sources

Last reviewed: . General information only. Check the official source or speak to a Chartered Accountant before acting on a result.

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