How to use this calculator
- Enter the income, the deductions you can use, the investments planned and your risk profile.
- Choose your age and risk preference to match your situation.
- Read a suggested spread of deductions and the regime that results in lower tax in the result.
This is a planning aid and not advice on a product; check that each investment suits your finances.
The result is an estimate for the figures you enter. It is not a filed return, a certificate or professional advice. Rates, thresholds and section numbers change with each Finance Act, and the Income-tax Act, 2025 applies from 1 April 2026 with new section and form numbers.
For the related work, see Income tax return (ITR) filing.
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