How to use this calculator
- Enter the interest from savings accounts, fixed deposits and post office deposits.
- Choose your age group to match your situation.
- Read the deduction allowed and the interest left taxable in the result.
These deductions are not allowed under the new regime; confirm the age test and the types of interest covered.
The result is an estimate for the figures you enter. It is not a filed return, a certificate or professional advice. Rates, thresholds and section numbers change with each Finance Act, and the Income-tax Act, 2025 applies from 1 April 2026 with new section and form numbers.
For the related work, see Income tax return (ITR) filing.
Related calculators
- Health insurance deduction calculator, Section 80DWork out the health insurance deduction for self, family and parents, with the senior citizen and checkup limits.
- Donation deduction calculator, Section 80GWork out the deduction for donations to approved funds and charities, based on the category and limit. Uses the figures you enter.
- Research and rural donation deduction, Section 80GGACheck the deduction for donations to scientific research and rural development for taxpayers without business income.
- Political donation deduction, Section 80GGB and 80GGCCheck the deduction for donations to registered political parties and electoral trusts, with the conditions. Uses the figures you enter.
- ESOP and RSU tax calculatorEstimate tax on ESOP, RSU and sweat equity at exercise as a perquisite and again on sale as capital gain. Uses the figures you enter.
- Share buyback tax calculatorEstimate tax on a company's share buyback for the selected period, under the rules that applied before and after the recent changes.
- Dividend tax and TDS calculatorEstimate tax and TDS on dividend income, and the deduction for dividends passed on, for the selected year. Uses the figures you enter.
- Capital gain reinvestment exemption plannerPlan the exemption on long-term capital gains by reinvesting in a house, bonds or a new residential property. Uses the figures you enter.