How to use this calculator
- Enter the cash withdrawn in the year and whether you have filed returns.
- Choose your filing status to match your situation.
- Read the limit, the rate and the TDS on the excess in the result.
The TDS is credited in your tax statement; confirm the limit and rate for your category.
The result is an estimate for the figures you enter. It is not a filed return, a certificate or professional advice. Rates, thresholds and section numbers change with each Finance Act, and the Income-tax Act, 2025 applies from 1 April 2026 with new section and form numbers.
For the related work, see TDS return filing.
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