How to use this calculator
- Enter the amount of cash, the type of transaction and whether it is a single transaction.
- Choose the type of transaction to match your situation.
- Read whether the limit is crossed and the penalty amount in the result.
Several exceptions exist for banks and governments; check whether your transaction is covered.
The result is an estimate for the figures you enter. It is not a filed return, a certificate or professional advice. Rates, thresholds and section numbers change with each Finance Act, and the Income-tax Act, 2025 applies from 1 April 2026 with new section and form numbers.
For the related work, see Tax audit.
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